FAQs

Frequently asked questions

  • There are no specific requirements for unoccupied properties in the first year of cover. Should the property remain unoccupied at renewal of the policy, we will confirm any requirements.

  • If you discover unauthorised persons at the property you must inform us as soon as possible. We will then confirm if any additional terms apply. You must take all reasonable measures to remove any unauthorised persons from the property and inform us of progress on a weekly basis.

  • Insurers have accepted that you have made a Fair Presentation, as required by the Act, by answering the questions asked by PPS. Insurers may ask supplementary questions or make further enquiries if they need more information.

  • If you become aware that the property is not secure and/or weatherproof you must inform us as soon as possible. We will then confirm if any additional terms apply.

  • If there any changes you must inform us as soon as possible. We will then confirm if any additional terms apply.

  • We can only provide cover for residential properties.

  • Terrorism cover is not included.

  • No. However, cover can be arranged if you are acting in a professional capacity on behalf of lay executors, guardians, attorneys or deputies.

  • If you do not have sufficient funds to pay the premium you can defer payment until the property is sold.

  • Payment must be made by BACS/CHAPS.

  • Our minimum premium is £150 plus Insurance Premium Tax.

  • Insurers will note the interest of any other party in the property on request.

  • A refund will be available in the event of mid-term cancellation, subject to no claims having occurred and the application of the minimum premium charge of £150 plus Insurance Premium Tax.

  • Contents cover at £50,000 is automatically included with the Buildings cover. It cannot be removed, nor can it be insured in isolation.

Any Questions

Get in touch with our dedicated team on
freephone: 0800 0857906 or email: info@probateps.com